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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,028 | $63,346+4.2% | $92,240-28.4% | $70,126-5.8% |
| Participation rate | 34.5% | 68.7%-34.2pp | 76.5%-42.0pp | 69.5%-35.1pp |
| Annual return | 14.00% | 530.19%-516.2pp | 176.29%-162.3pp | 73.15%-59.1pp |
| Employer contribution / active EE | $574 | $2,471-76.8% | $3,680-84.4% | $2,343-75.5% |
| Participant deferral / active EE | $1,926 | $2,854-32.5% | $3,897-50.6% | $3,332-42.2% |
| Admin fee / account holder | $31,901 | $3,841+730.6% | $5,194+514.2% | $4,645+586.7% |