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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,825 | $56,894+54.4% | $84,753+3.6% | $62,881+39.7% |
| Participation rate | 34.6% | 68.5%-33.9pp | 76.6%-42.0pp | 69.3%-34.7pp |
| Annual return | 5.17% | 6.30%-1.1pp | 22.78%-17.6pp | 20.14%-15.0pp |
| Employer contribution / active EE | $628 | $2,400-73.8% | $3,574-82.4% | $2,281-72.5% |
| Participant deferral / active EE | $2,382 | $2,709-12.1% | $3,712-35.8% | $3,203-25.6% |
| Admin fee / account holder | $2,105 | $3,581-41.2% | $5,333-60.5% | $4,296-51.0% |