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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,545 | $67,411-53.2% | $91,004-65.3% | $70,131-55.0% |
| Participation rate | 97.0% | 71.4%+25.6pp | 75.6%+21.4pp | 69.5%+27.4pp |
| Annual return | 6.84% | -40.16%+47.0pp | 4.60%+2.2pp | 73.14%-66.3pp |
| Employer contribution / active EE | $730 | $1,786-59.1% | $2,456-70.3% | $2,342-68.8% |
| Participant deferral / active EE | $1,920 | $2,823-32.0% | $3,548-45.9% | $3,332-42.4% |
| Admin fee / account holder | $14,104 | $4,236+232.9% | $5,417+160.4% | $4,645+203.6% |