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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,970 | $58,828-37.2% | $78,002-52.6% | $62,881-41.2% |
| Participation rate | 82.2% | 71.1%+11.2pp | 75.5%+6.7pp | 69.3%+12.9pp |
| Annual return | 3.77% | 17.16%-13.4pp | 425.99%-422.2pp | 20.14%-16.4pp |
| Employer contribution / active EE | $549 | $1,672-67.2% | $2,470-77.8% | $2,281-75.9% |
| Participant deferral / active EE | $1,464 | $2,686-45.5% | $3,497-58.1% | $3,203-54.3% |
| Admin fee / account holder | $3,278 | $4,393-25.4% | $5,481-40.2% | $4,296-23.7% |