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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $204,659 | $86,938+135.4% | $102,423+99.8% | $80,925+152.9% |
| Participation rate | 94.0% | 72.4%+21.6pp | 76.5%+17.5pp | 67.7%+26.4pp |
| Annual return | 9.76% | 18.89%-9.1pp | 29.42%-19.7pp | 35.65%-25.9pp |
| Employer contribution / active EE | $6,020 | $2,369+154.1% | $3,023+99.1% | $2,756+118.4% |
| Participant deferral / active EE | $4,164 | $4,120+1.1% | $5,054-17.6% | $4,299-3.1% |
| Admin fee / account holder | $9,776 | $8,053+21.4% | $9,455+3.4% | $6,940+40.9% |