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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $155,626 | $67,602+130.2% | $82,312+89.1% | $70,126+121.9% |
| Participation rate | 96.6% | 72.8%+23.8pp | 76.9%+19.7pp | 69.5%+27.0pp |
| Annual return | 10.26% | 21.57%-11.3pp | 25.88%-15.6pp | 73.15%-62.9pp |
| Employer contribution / active EE | $4,358 | $1,755+148.3% | $2,428+79.4% | $2,343+86.0% |
| Participant deferral / active EE | $3,110 | $2,987+4.1% | $3,706-16.1% | $3,332-6.6% |
| Admin fee / account holder | $4,382 | $4,512-2.9% | $5,608-21.9% | $4,645-5.7% |