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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $284,415 | $100,194+183.9% | $122,979+131.3% | $86,983+227.0% |
| Participation rate | 100.0% | 73.0%+27.0pp | 77.2%+22.8pp | 69.5%+30.5pp |
| Annual return | 14.92% | 16.47%-1.6pp | 20.12%-5.2pp | 25.83%-10.9pp |
| Employer contribution / active EE | $3,949 | $2,326+69.8% | $3,062+29.0% | $2,584+52.8% |
| Participant deferral / active EE | $7,903 | $4,133+91.2% | $5,003+58.0% | $4,194+88.4% |
| Admin fee / account holder | $48,611 | $10,148+379.0% | $12,864+277.9% | $7,856+518.8% |