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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $263,894 | $86,298+205.8% | $111,308+137.1% | $85,847+207.4% |
| Participation rate | 97.8% | 73.3%+24.4pp | 77.3%+20.5pp | 69.3%+28.5pp |
| Annual return | 16.23% | 19.99%-3.8pp | 54.67%-38.4pp | 318.61%-302.4pp |
| Employer contribution / active EE | $3,476 | $2,044+70.1% | $2,732+27.3% | $2,565+35.5% |
| Participant deferral / active EE | $7,654 | $3,641+110.2% | $4,487+70.6% | $3,952+93.7% |
| Admin fee / account holder | $11,721 | $8,189+43.1% | $7,965+47.2% | $6,261+87.2% |