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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $278,824 | $86,940+220.7% | $102,434+172.2% | $80,935+244.5% |
| Participation rate | 97.8% | 72.4%+25.4pp | 76.5%+21.3pp | 67.7%+30.1pp |
| Annual return | 14.75% | 18.89%-4.1pp | 29.46%-14.7pp | 35.66%-20.9pp |
| Employer contribution / active EE | $3,675 | $2,370+55.1% | $3,023+21.6% | $2,757+33.3% |
| Participant deferral / active EE | $6,989 | $4,121+69.6% | $5,055+38.3% | $4,299+62.6% |
| Admin fee / account holder | $14,669 | $8,047+82.3% | $9,462+55.0% | $6,924+111.8% |