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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $162,644 | $50,947+219.2% | $74,551+118.2% | $64,173+153.4% |
| Participation rate | 84.4% | 61.1%+23.3pp | 69.1%+15.2pp | 69.6%+14.8pp |
| Annual return | -6.27% | -1.85%-4.4pp | 32.53%-38.8pp | 7.63%-13.9pp |
| Employer contribution / active EE | $400 | $1,115-64.1% | $1,961-79.6% | $2,381-83.2% |
| Participant deferral / active EE | $2,379 | $2,302+3.4% | $3,108-23.5% | $3,470-31.4% |
| Admin fee / account holder | $4,124 | $4,221-2.3% | $5,059-18.5% | $4,887-15.6% |