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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $226,294 | $54,541+314.9% | $78,778+187.3% | $70,126+222.7% |
| Participation rate | 68.8% | 60.8%+8.0pp | 69.2%-0.4pp | 69.5%-0.8pp |
| Annual return | 16.02% | 21.07%-5.1pp | 35.62%-19.6pp | 73.15%-57.1pp |
| Employer contribution / active EE | $315 | $1,089-71.1% | $1,986-84.2% | $2,343-86.6% |
| Participant deferral / active EE | $2,091 | $2,210-5.4% | $2,958-29.3% | $3,332-37.2% |
| Admin fee / account holder | $43,840 | $3,709+1082.1% | $5,134+753.9% | $4,645+843.7% |