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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $239,020 | $48,364+394.2% | $71,796+232.9% | $62,881+280.1% |
| Participation rate | 65.6% | 60.6%+5.0pp | 69.1%-3.5pp | 69.3%-3.7pp |
| Annual return | 8.61% | 13.16%-4.5pp | 78.04%-69.4pp | 20.14%-11.5pp |
| Employer contribution / active EE | $340 | $1,042-67.3% | $1,924-82.3% | $2,281-85.1% |
| Participant deferral / active EE | $2,202 | $2,091+5.3% | $2,794-21.2% | $3,203-31.2% |
| Admin fee / account holder | $12,552 | $3,771+232.8% | $4,815+160.7% | $4,296+192.2% |