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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $270,156 | $89,364+202.3% | $141,177+91.4% | $72,983+270.2% |
| Participation rate | 90.6% | 75.1%+15.5pp | 82.5%+8.2pp | 69.5%+21.1pp |
| Annual return | 21.38% | 111.86%-90.5pp | 71.40%-50.0pp | 81.01%-59.6pp |
| Employer contribution / active EE | $1,729 | $3,115-44.5% | $4,736-63.5% | $2,440-29.1% |
| Participant deferral / active EE | $9,575 | $5,419+76.7% | $6,710+42.7% | $3,608+165.4% |
| Admin fee / account holder | $25,244 | $5,959+323.6% | $10,263+146.0% | $5,124+392.7% |