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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $355,718 | $98,766+260.2% | $149,730+137.6% | $79,852+345.5% |
| Participation rate | 90.5% | 75.8%+14.7pp | 82.5%+8.0pp | 69.6%+20.8pp |
| Annual return | 16.22% | 27.43%-11.2pp | 276.70%-260.5pp | 31.72%-15.5pp |
| Employer contribution / active EE | $2,471 | $3,217-23.2% | $4,645-46.8% | $2,4710% |
| Participant deferral / active EE | $7,808 | $5,681+37.4% | $6,843+14.1% | $3,740+108.8% |
| Admin fee / account holder | $21,875 | $6,052+261.4% | $9,310+135.0% | $5,306+312.2% |