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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $269,978 | $95,979+181.3% | $74,551+262.1% | $135,380+99.4% |
| Participation rate | 90.9% | 75.7%+15.3pp | 69.1%+21.8pp | 82.6%+8.3pp |
| Annual return | -5.35% | 56.97%-62.3pp | 32.53%-37.9pp | 519.81%-525.2pp |
| Employer contribution / active EE | $0 | $2,716-100.0% | $1,961-100.0% | $4,779-100.0% |
| Participant deferral / active EE | $3,854 | $3,844+0.3% | $3,108+24.0% | $5,609-31.3% |
| Admin fee / account holder | $11,308 | $6,522+73.4% | $5,059+123.5% | $10,828+4.4% |