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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $315,726 | $118,875+165.6% | $96,572+226.9% | $167,553+88.4% |
| Participation rate | 100.0% | 75.5%+24.5pp | 69.8%+30.2pp | 82.1%+17.9pp |
| Annual return | 14.24% | 50.50%-36.3pp | 37.79%-23.6pp | 478.89%-464.7pp |
| Employer contribution / active EE | $8,444 | $3,121+170.6% | $2,357+258.2% | $4,840+74.5% |
| Participant deferral / active EE | $5,191 | $4,617+12.4% | $3,850+34.9% | $6,343-18.2% |
| Admin fee / account holder | $7,432 | $8,070-7.9% | $6,183+20.2% | $12,316-39.7% |