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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,249 | $135,956-94.7% | $123,894-94.1% | $273,972-97.4% |
| Participation rate | 83.3% | 84.1%-0.7pp | 81.4%+1.9pp | 83.0%+0.3pp |
| Annual return | 10.85% | 56.63%-45.8pp | 47.52%-36.7pp | 41.46%-30.6pp |
| Employer contribution / active EE | $3,379 | $5,170-34.6% | $4,617-26.8% | $4,869-30.6% |
| Participant deferral / active EE | $3,698 | $6,343-41.7% | $5,984-38.2% | $5,287-30.1% |
| Admin fee / account holder | $12,819 | $9,817+30.6% | $8,357+53.4% | $10,133+26.5% |