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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,907 | $138,076-93.5% | $123,553-92.8% | $135,380-93.4% |
| Participation rate | 85.7% | 84.7%+1.0pp | 82.3%+3.4pp | 82.6%+3.1pp |
| Annual return | -4.94% | 153.70%-158.6pp | 119.21%-124.1pp | 519.81%-524.7pp |
| Employer contribution / active EE | $2,750 | $5,152-46.6% | $4,628-40.6% | $4,779-42.5% |
| Participant deferral / active EE | $3,284 | $6,800-51.7% | $6,426-48.9% | $5,609-41.4% |
| Admin fee / account holder | $4,471 | $10,917-59.0% | $9,284-51.8% | $10,828-58.7% |