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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,751 | $73,978-21.9% | $96,515-40.2% | $75,173-23.2% |
| Participation rate | 40.6% | 66.4%-25.8pp | 74.3%-33.7pp | 67.2%-26.6pp |
| Annual return | 18.87% | 26.72%-7.8pp | 35.73%-16.9pp | 160.72%-141.8pp |
| Employer contribution / active EE | $1,269 | $2,931-56.7% | $3,740-66.1% | $2,671-52.5% |
| Participant deferral / active EE | $3,279 | $3,660-10.4% | $4,880-32.8% | $4,126-20.5% |
| Admin fee / account holder | $1,597 | $5,219-69.4% | $6,735-76.3% | $5,651-71.7% |