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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,695 | $65,364-50.0% | $92,909-64.8% | $72,975-55.2% |
| Participation rate | 61.5% | 68.3%-6.8pp | 76.0%-14.5pp | 69.5%-8.0pp |
| Annual return | 17.62% | 42.11%-24.5pp | 109.44%-91.8pp | 81.01%-63.4pp |
| Employer contribution / active EE | $961 | $2,594-63.0% | $3,653-73.7% | $2,440-60.6% |
| Participant deferral / active EE | $3,490 | $3,128+11.6% | $4,238-17.7% | $3,608-3.3% |
| Admin fee / account holder | $14,693 | $4,251+245.6% | $5,795+153.5% | $5,124+186.8% |