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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,532 | $106,008-64.6% | $92,240-59.3% | $147,586-74.6% |
| Participation rate | 66.7% | 80.4%-13.7pp | 76.5%-9.8pp | 82.8%-16.2pp |
| Annual return | 11.92% | 50.05%-38.1pp | 176.29%-164.4pp | 578.59%-566.7pp |
| Employer contribution / active EE | $1,175 | $4,333-72.9% | $3,680-68.1% | $4,876-75.9% |
| Participant deferral / active EE | $3,689 | $4,478-17.6% | $3,897-5.3% | $5,439-32.2% |
| Admin fee / account holder | $10,329 | $6,333+63.1% | $5,194+98.9% | $10,886-5.1% |