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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,692 | $96,731-72.4% | $123,973-78.5% | $86,983-69.3% |
| Participation rate | 93.6% | 70.0%+23.6pp | 76.7%+17.0pp | 69.5%+24.1pp |
| Annual return | 19.61% | 17.33%+2.3pp | 388.13%-368.5pp | 25.83%-6.2pp |
| Employer contribution / active EE | $2,600 | $3,297-21.1% | $4,126-37.0% | $2,584+0.6% |
| Participant deferral / active EE | $3,859 | $4,152-7.0% | $5,247-26.4% | $4,194-8.0% |
| Admin fee / account holder | $1,911 | $8,722-78.1% | $11,799-83.8% | $7,856-75.7% |