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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,820 | $197,603-58.1% | $177,827-53.4% | $158,950-47.9% |
| Participation rate | 100.0% | 88.5%+11.5pp | 87.7%+12.3pp | 82.0%+18.0pp |
| Annual return | -3.80% | 58.76%-62.6pp | 48.32%-52.1pp | 302.91%-306.7pp |
| Employer contribution / active EE | $8,765 | $6,698+30.9% | $5,918+48.1% | $4,762+84.1% |
| Participant deferral / active EE | $6,501 | $8,404-22.6% | $7,713-15.7% | $5,983+8.7% |
| Admin fee / account holder | $14,332 | $15,402-6.9% | $12,429+15.3% | $11,248+27.4% |