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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,588 | $160,059-45.9% | $140,019-38.2% | $135,379-36.0% |
| Participation rate | 100.0% | 88.5%+11.5pp | 87.5%+12.5pp | 82.6%+17.4pp |
| Annual return | -12.28% | 911.44%-923.7pp | 651.15%-663.4pp | 519.79%-532.1pp |
| Employer contribution / active EE | $15,570 | $6,420+142.5% | $5,605+177.8% | $4,779+225.8% |
| Participant deferral / active EE | $8,984 | $7,641+17.6% | $6,927+29.7% | $5,609+60.2% |
| Admin fee / account holder | $8,723 | $13,328-34.6% | $10,705-18.5% | $10,828-19.4% |