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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,667 | $110,093-69.4% | $97,295-65.4% | $145,897-76.9% |
| Participation rate | 52.6% | 75.9%-23.3pp | 72.7%-20.0pp | 80.3%-27.7pp |
| Annual return | 14.44% | 244.76%-230.3pp | 75.62%-61.2pp | 552.29%-537.8pp |
| Employer contribution / active EE | $972 | $3,077-68.4% | $2,723-64.3% | $4,663-79.2% |
| Participant deferral / active EE | $2,519 | $4,678-46.1% | $4,264-40.9% | $6,689-62.3% |
| Admin fee / account holder | $3,195 | $6,212-48.6% | $5,646-43.4% | $13,390-76.1% |