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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,079 | $101,618-52.7% | $93,063-48.3% | $137,256-65.0% |
| Participation rate | 50.0% | 74.9%-24.9pp | 72.1%-22.1pp | 80.0%-30.0pp |
| Annual return | 19.12% | 223.95%-204.8pp | 34.15%-15.0pp | 220.34%-201.2pp |
| Employer contribution / active EE | $1,424 | $2,707-47.4% | $2,476-42.5% | $4,156-65.7% |
| Participant deferral / active EE | $5,585 | $4,279+30.5% | $3,958+41.1% | $6,407-12.8% |
| Admin fee / account holder | $228 | $6,198-96.3% | $6,033-96.2% | $12,270-98.1% |