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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $261,463 | $150,346+73.9% | $120,524+116.9% | $145,877+79.2% |
| Participation rate | 90.0% | 78.8%+11.2pp | 71.9%+18.1pp | 80.3%+9.7pp |
| Annual return | 15.45% | 154.40%-139.0pp | 107.36%-91.9pp | 551.28%-535.8pp |
| Employer contribution / active EE | $2,845 | $4,353-34.6% | $3,469-18.0% | $4,663-39.0% |
| Participant deferral / active EE | $5,996 | $6,172-2.8% | $4,994+20.1% | $6,691-10.4% |
| Admin fee / account holder | $74,996 | $12,215+513.9% | $9,440+694.5% | $13,402+459.6% |