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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $253,499 | $141,004+79.8% | $112,273+125.8% | $139,466+81.8% |
| Participation rate | 90.0% | 79.2%+10.8pp | 72.4%+17.6pp | 80.3%+9.7pp |
| Annual return | 19.14% | 32.75%-13.6pp | 30.23%-11.1pp | 373.66%-354.5pp |
| Employer contribution / active EE | $3,279 | $4,285-23.5% | $3,431-4.4% | $4,754-31.0% |
| Participant deferral / active EE | $7,903 | $5,878+34.5% | $4,800+64.7% | $6,712+17.7% |
| Admin fee / account holder | $3,334 | $9,959-66.5% | $7,752-57.0% | $11,409-70.8% |