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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $225,986 | $129,960+73.9% | $104,299+116.7% | $134,545+68.0% |
| Participation rate | 90.0% | 79.5%+10.5pp | 73.3%+16.7pp | 81.2%+8.8pp |
| Annual return | -20.71% | 42.06%-62.8pp | 24.62%-45.3pp | 418.37%-439.1pp |
| Employer contribution / active EE | $3,558 | $4,186-15.0% | $3,373+5.5% | $4,742-25.0% |
| Participant deferral / active EE | $7,785 | $5,589+39.3% | $4,626+68.3% | $6,401+21.6% |
| Admin fee / account holder | $1,126 | $9,324-87.9% | $7,339-84.7% | $11,431-90.1% |