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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $390,073 | $125,778+210.1% | $114,563+240.5% | $154,746+152.1% |
| Participation rate | 75.0% | 75.2%-0.2pp | 72.9%+2.1pp | 80.7%-5.7pp |
| Annual return | 13.37% | 295.14%-281.8pp | 241.09%-227.7pp | 172.34%-159.0pp |
| Employer contribution / active EE | $40,000 | $2,806+1325.6% | $2,592+1443.2% | $4,379+813.4% |
| Participant deferral / active EE | $0 | $4,445-100.0% | $4,142-100.0% | $6,730-100.0% |
| Admin fee / account holder | $5,862 | $8,190-28.4% | $7,623-23.1% | $14,365-59.2% |