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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $162,717 | $106,557+52.7% | $91,227+78.4% | $134,545+20.9% |
| Participation rate | 100.0% | 76.8%+23.2pp | 73.2%+26.8pp | 81.2%+18.8pp |
| Annual return | -9.08% | 160.81%-169.9pp | 114.14%-123.2pp | 418.37%-427.4pp |
| Employer contribution / active EE | $41,000 | $3,332+1130.5% | $2,851+1338.0% | $4,742+764.7% |
| Participant deferral / active EE | $15,000 | $4,719+217.9% | $4,234+254.3% | $6,401+134.3% |
| Admin fee / account holder | $1,812 | $6,235-70.9% | $5,423-66.6% | $11,431-84.1% |