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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $235,288 | $110,303+113.3% | $95,759+145.7% | $139,487+68.7% |
| Participation rate | 100.0% | 75.7%+24.3pp | 72.3%+27.7pp | 80.3%+19.7pp |
| Annual return | 12.97% | 27.19%-14.2pp | 28.42%-15.5pp | 373.84%-360.9pp |
| Employer contribution / active EE | $53,115 | $3,261+1529.0% | $2,836+1772.7% | $4,755+1017.1% |
| Participant deferral / active EE | $0 | $4,674-100.0% | $4,244-100.0% | $6,713-100.0% |
| Admin fee / account holder | $2,859 | $6,615-56.8% | $5,678-49.7% | $11,407-74.9% |