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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $155,388 | $166,242-6.5% | $165,071-5.9% | $145,884+6.5% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.6%+21.4pp | 80.3%+19.7pp |
| Annual return | 13.27% | 100.44%-87.2pp | 70.17%-56.9pp | 551.85%-538.6pp |
| Employer contribution / active EE | $7,059 | $5,283+33.6% | $4,347+62.4% | $4,662+51.4% |
| Participant deferral / active EE | $6,495 | $6,964-6.7% | $6,035+7.6% | $6,690-2.9% |
| Admin fee / account holder | $658 | $16,658-96.0% | $12,695-94.8% | $13,392-95.1% |