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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,009 | $152,619-43.0% | $125,195-30.5% | $152,909-43.1% |
| Participation rate | 100.0% | 83.3%+16.7pp | 79.8%+20.2pp | 82.5%+17.5pp |
| Annual return | 18.89% | 54.85%-36.0pp | 43.79%-24.9pp | 345.46%-326.6pp |
| Employer contribution / active EE | $2,012 | $4,947-59.3% | $3,866-48.0% | $4,764-57.8% |
| Participant deferral / active EE | $5,763 | $5,869-1.8% | $4,937+16.7% | $5,851-1.5% |
| Admin fee / account holder | $1,082 | $13,437-92.0% | $9,704-88.9% | $11,601-90.7% |