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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $163,713 | $154,209+6.2% | $130,062+25.9% | $139,487+17.4% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.5%+21.5pp | 80.3%+19.7pp |
| Annual return | 17.62% | 32.52%-14.9pp | -137.37%+155.0pp | 373.84%-356.2pp |
| Employer contribution / active EE | $7,855 | $5,292+48.4% | $4,322+81.7% | $4,755+65.2% |
| Participant deferral / active EE | $7,047 | $6,709+5.0% | $5,821+21.1% | $6,713+5.0% |
| Admin fee / account holder | $3,946 | $13,988-71.8% | $10,601-62.8% | $11,407-65.4% |