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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $203,235 | $180,749+12.4% | $160,784+26.4% | $137,256+48.1% |
| Participation rate | 55.6% | 80.0%-24.4pp | 77.0%-21.4pp | 80.0%-24.4pp |
| Annual return | 16.09% | 2234.46%-2218.4pp | 1803.92%-1787.8pp | 220.34%-204.2pp |
| Employer contribution / active EE | $2,324 | $4,155-44.1% | $3,733-37.7% | $4,156-44.1% |
| Participant deferral / active EE | $9,209 | $6,844+34.6% | $6,293+46.3% | $6,407+43.7% |
| Admin fee / account holder | $4 | $10,397-100.0% | $9,717-100.0% | $12,270-100.0% |