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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,020 | $159,978-56.2% | $147,041-52.4% | $145,978-52.0% |
| Participation rate | 88.2% | 84.0%+4.2pp | 82.2%+6.1pp | 80.3%+7.9pp |
| Annual return | 26.14% | 98.36%-72.2pp | 419.21%-393.1pp | 550.52%-524.4pp |
| Employer contribution / active EE | $2,069 | $5,288-60.9% | $4,935-58.1% | $4,662-55.6% |
| Participant deferral / active EE | $7,422 | $8,429-11.9% | $8,071-8.0% | $6,690+10.9% |
| Admin fee / account holder | $847 | $15,053-94.4% | $13,006-93.5% | $13,400-93.7% |