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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,367 | $148,582-58.0% | $135,942-54.1% | $139,456-55.3% |
| Participation rate | 78.6% | 83.9%-5.3pp | 81.9%-3.3pp | 80.3%-1.8pp |
| Annual return | 22.06% | 79.26%-57.2pp | 68.28%-46.2pp | 373.45%-351.4pp |
| Employer contribution / active EE | $2,032 | $5,245-61.3% | $4,858-58.2% | $4,753-57.2% |
| Participant deferral / active EE | $8,787 | $8,101+8.5% | $7,759+13.2% | $6,711+30.9% |
| Admin fee / account holder | $6,575 | $12,402-47.0% | $10,764-38.9% | $11,407-42.4% |