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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,907 | $112,300-76.9% | $90,223-71.3% | $125,389-79.3% |
| Participation rate | 100.0% | 82.9%+17.1pp | 79.0%+21.0pp | 83.2%+16.8pp |
| Annual return | -1.12% | -0.57%-0.5pp | 1.31%-2.4pp | 282.24%-283.4pp |
| Employer contribution / active EE | $2,114 | $5,181-59.2% | $4,378-51.7% | $4,866-56.5% |
| Participant deferral / active EE | $7,013 | $6,733+4.2% | $5,792+21.1% | $5,352+31.0% |
| Admin fee / account holder | $2,930 | $10,990-73.3% | $7,406-60.4% | $9,541-69.3% |