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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $95,474 | $203,436-53.1% | $152,466-37.4% | $167,518-43.0% |
| Participation rate | 100.0% | 82.3%+17.7pp | 78.2%+21.8pp | 82.1%+17.9pp |
| Annual return | 9.43% | 13.80%-4.4pp | 757.33%-747.9pp | 478.71%-469.3pp |
| Employer contribution / active EE | $3,965 | $5,220-24.0% | $4,327-8.4% | $4,838-18.1% |
| Participant deferral / active EE | $10,871 | $6,716+61.9% | $5,820+86.8% | $6,342+71.4% |
| Admin fee / account holder | $2,287 | $22,506-89.8% | $15,805-85.5% | $12,312-81.4% |