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| Provider | Service type | Compensation |
|---|---|---|
MORGAN STANLEY SMITH BARNEY2 years Service code 55 · EIN 26-4310632 | Other Commissions | $55,141 |
Service code 37 · EIN 04-2647786 | Loan Processing | $14,421 |
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $200,851 | $91,439+119.7% | $135,974+47.7% | $71,511+180.9% |
| Participation rate | 93.3% | 75.7%+17.6pp | 81.9%+11.4pp | 67.9%+25.4pp |
| Annual return | 20.97% | 29.90%-8.9pp | 68.30%-47.3pp | 28.86%-7.9pp |
| Employer contribution / active EE | $6,606 | $3,705+78.3% | $4,859+36.0% | $2,589+155.2% |
| Participant deferral / active EE | $16,033 | $7,093+126.0% | $7,760+106.6% | $4,291+273.7% |
| Admin fee / account holder | $79 | $1,267-93.7% | $10,767-99.3% | $1,588-95.0% |