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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $226,876 | $98,776+129.7% | $149,745+51.5% | $79,856+184.1% |
| Participation rate | 97.8% | 75.8%+22.1pp | 82.5%+15.4pp | 69.6%+28.2pp |
| Annual return | 20.21% | 27.38%-7.2pp | 276.72%-256.5pp | 31.71%-11.5pp |
| Employer contribution / active EE | $6,987 | $3,217+117.2% | $4,646+50.4% | $2,471+182.7% |
| Participant deferral / active EE | $15,115 | $5,681+166.0% | $6,843+120.9% | $3,741+304.1% |
| Admin fee / account holder | $11,613 | $6,053+91.9% | $9,312+24.7% | $5,306+118.8% |