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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $115,321 | $99,644+15.7% | $86,438+33.4% | $134,532-14.3% |
| Participation rate | 89.5% | 82.1%+7.4pp | 80.3%+9.1pp | 81.2%+8.2pp |
| Annual return | -16.25% | 6787.26%-6803.5pp | 4397.19%-4413.4pp | 418.27%-434.5pp |
| Employer contribution / active EE | $2,991 | $4,402-32.0% | $3,769-20.6% | $4,741-36.9% |
| Participant deferral / active EE | $7,994 | $7,247+10.3% | $6,952+15.0% | $6,401+24.9% |
| Admin fee / account holder | $1,066 | $8,375-87.3% | $6,733-84.2% | $11,429-90.7% |