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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $117,804 | $115,911+1.6% | $100,530+17.2% | $158,950-25.9% |
| Participation rate | 100.0% | 81.6%+18.4pp | 79.4%+20.6pp | 82.0%+18.0pp |
| Annual return | 21.81% | 34.80%-13.0pp | 30.89%-9.1pp | 302.91%-281.1pp |
| Employer contribution / active EE | $3,097 | $4,104-24.5% | $3,418-9.4% | $4,762-35.0% |
| Participant deferral / active EE | $8,433 | $6,676+26.3% | $6,271+34.5% | $5,983+41.0% |
| Admin fee / account holder | $432 | $10,999-96.1% | $8,083-94.7% | $11,248-96.2% |