Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
STANCORP FINANCIAL GROUP3 years Service code 12 · EIN 93-1253576 | Custodial (other than securities); Di... | $28,577 |
ASPIRE CAPITAL ADVISORS LLC3 years Service code 27 · EIN 83-1630900 | Advisory (Plan) | $15,560 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,464 | $55,402-32.4% | $76,089-50.8% | $77,714-51.8% |
| Participation rate | 69.3% | 63.6%+5.7pp | 69.1%+0.2pp | 70.6%-1.3pp |
| Annual return | 12.65% | 17.09%-4.4pp | 360.94%-348.3pp | 31.26%-18.6pp |
| Employer contribution / active EE | $10 | $1,789-99.5% | $2,690-99.6% | $2,727-99.6% |
| Participant deferral / active EE | $3,391 | $3,450-1.7% | $4,259-20.4% | $4,649-27.1% |
| Admin fee / account holder | $175 | $410-57.3% | $6,418-97.3% | $433-59.6% |