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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $138,173 | $254,759-45.8% | $216,567-36.2% | $198,609-30.4% |
| Participation rate | 60.0% | 84.5%-24.5pp | 81.6%-21.6pp | 82.4%-22.4pp |
| Annual return | 18.92% | 10.04%+8.9pp | 12.94%+6.0pp | 202.70%-183.8pp |
| Employer contribution / active EE | $2,756 | $6,096-54.8% | $5,216-47.2% | $5,055-45.5% |
| Participant deferral / active EE | $4,675 | $6,948-32.7% | $6,191-24.5% | $6,977-33.0% |
| Admin fee / account holder | $23 | $26,311-99.9% | $21,981-99.9% | $19,030-99.9% |