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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $138,173 | $199,109-30.6% | $173,730-20.5% | $154,746-10.7% |
| Participation rate | 60.0% | 82.8%-22.8pp | 79.6%-19.6pp | 80.7%-20.7pp |
| Annual return | 18.92% | 20.02%-1.1pp | 19.96%-1.0pp | 172.34%-153.4pp |
| Employer contribution / active EE | $2,756 | $5,311-48.1% | $4,577-39.8% | $4,379-37.1% |
| Participant deferral / active EE | $4,675 | $7,113-34.3% | $6,326-26.1% | $6,730-30.5% |
| Admin fee / account holder | $23 | $20,916-99.9% | $17,523-99.9% | $14,365-99.8% |