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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,258 | $77,908+12.0% | $149,696-41.7% | $75,173+16.1% |
| Participation rate | 100.0% | 65.6%+34.4pp | 78.8%+21.2pp | 67.2%+32.8pp |
| Annual return | 16.86% | 31.73%-14.9pp | 134.46%-117.6pp | 160.72%-143.9pp |
| Employer contribution / active EE | $7,150 | $3,138+127.9% | $4,821+48.3% | $2,671+167.7% |
| Participant deferral / active EE | $5,493 | $3,411+61.0% | $5,682-3.3% | $4,126+33.1% |
| Admin fee / account holder | $3,122 | $5,950-47.5% | $13,212-76.4% | $5,651-44.8% |