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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,803 | $75,962-51.6% | $154,108-76.1% | $64,173-42.7% |
| Participation rate | 100.0% | 70.4%+29.6pp | 83.0%+17.0pp | 69.6%+30.4pp |
| Annual return | -9.09% | 30.32%-39.4pp | 735.21%-744.3pp | 7.63%-16.7pp |
| Employer contribution / active EE | $6,815 | $3,350+103.4% | $5,298+28.6% | $2,381+186.2% |
| Participant deferral / active EE | $2,303 | $3,175-27.5% | $5,081-54.7% | $3,470-33.6% |
| Admin fee / account holder | $421 | $5,589-92.5% | $13,411-96.9% | $4,887-91.4% |