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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,721 | $85,171-39.3% | $172,752-70.1% | $72,975-29.1% |
| Participation rate | 100.0% | 70.1%+29.9pp | 82.6%+17.4pp | 69.5%+30.5pp |
| Annual return | 24.50% | 27.32%-2.8pp | 802.97%-778.5pp | 81.01%-56.5pp |
| Employer contribution / active EE | $5,180 | $3,324+55.8% | $5,144+0.7% | $2,440+112.3% |
| Participant deferral / active EE | $3,343 | $3,260+2.5% | $5,198-35.7% | $3,608-7.4% |
| Admin fee / account holder | $1,162 | $5,880-80.2% | $13,955-91.7% | $5,124-77.3% |