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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $310,214 | $181,896+70.5% | $156,551+98.2% | $273,972+13.2% |
| Participation rate | 100.0% | 88.4%+11.6pp | 84.0%+16.0pp | 83.0%+17.0pp |
| Annual return | 9.25% | 30.74%-21.5pp | 32.23%-23.0pp | 41.46%-32.2pp |
| Employer contribution / active EE | $33,312 | $6,248+433.2% | $5,501+505.5% | $4,869+584.2% |
| Participant deferral / active EE | $17,632 | $5,550+217.7% | $4,871+262.0% | $5,287+233.5% |
| Admin fee / account holder | $72,203 | $15,560+364.0% | $13,028+454.2% | $10,133+612.6% |