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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $544,165 | $167,353+225.2% | $143,797+278.4% | $134,545+304.4% |
| Participation rate | 100.0% | 84.8%+15.2pp | 80.3%+19.7pp | 81.2%+18.8pp |
| Annual return | -26.56% | 0.48%-27.0pp | -0.04%-26.5pp | 418.37%-444.9pp |
| Employer contribution / active EE | $33,950 | $5,620+504.0% | $4,952+585.5% | $4,742+616.0% |
| Participant deferral / active EE | $17,578 | $6,447+172.6% | $5,638+211.8% | $6,401+174.6% |
| Admin fee / account holder | $1,579 | $18,096-91.3% | $14,679-89.2% | $11,431-86.2% |